Until recently, the workout was a street sports subculture, but today various competitions and world championships are held in this sport, in order to participate in which you need sports insurance for the workout.
The workout is a modern sport in which athletes train, working only with their own body weight. This discipline is primarily aimed at developing strength and endurance.
What is covered by workout insurance?
Workout insurance is a unique insurance product that takes into account all possible insurance risks in this sport and is sold at a special rate. The insurance is valid anywhere in the world and covers the occurrence of an accident while playing sports or in other conditions specified in the contract.
Insurance, depending on the type, may include the following insurance risks:
Getting bodily harm;
Hospitalization of an athlete;
Treatment in a hospital setting;
Loss of working capacity;
Development of critical illness;
Death due to NA.
To receive insurance benefits, you must do the following.
Types of workout insurance
In the Sport insure service, sportswear can be bought by both professional athletes and amateurs.
Our service offers four types of workout insurance, namely:
Insurance for a specific competition;
Annual insurance policy;
Children's insurance with coverage 24 hours;
Insurance for traveling to competitions abroad.
Each of the types of insurance offered has coverage in any of these countries.
When taking out insurance for a child, you can choose a package of insurance services with coverage 24/7. Children's insurance (24/7 coverage) covers not only injuries sustained in training or competition but also injuries before and after sporting events.
Athletes only for the duration of a competition or training can obtain a basic sports accident insurance policy, or a TCD policy with active recreation coverage, the validity of the insurance is limited to the duration of their stay in the country.
Workout injuries and causes of accidents
Modern workout includes several types, from teenage to the so-called Cuban. The most dangerous is Handstand and Gimbal. Exercises of the latter type are dangerous and can only be performed by real professionals.
The most common workout injuries are:
Damage to the shoulder joint;
Stretching the muscles of the shoulder girdle;
Damage to the hand joint;
Physical fatigue is the most common cause of injury in this sport. Also, injury can be obtained if the technique for performing tricks is not followed. All these and other injuries are covered by sports insurance for workouts from NS, which can be obtained online on the Sport insure website in just a few minutes.
What to do in case of an accident
In the event of an accident, you should first seek medical help at the hospital. After undergoing treatment and being discharged from the medical institution, it is very important to obtain a certificate from the attending physician with the indicated diagnosis and the course of rehabilitation of the athlete. The certificate must have live seals of the clinic and the attending physician.
All documents required to obtain insurance compensation must be (if the NA occurred abroad) notarized with a translation into Russian. The documents, together with the attached application for payment, must be sent or brought to the regional office of the insurer within 30 days after the accident.
You will find out the address and other contact details of the insurer in the contacts section. Here you can also ask your question to our specialists through the feedback form.
How to get the insurance payment
Payments of material compensation for insurance for workout classes are charged in accordance with the severity of the diagnosis and the amount of coverage specified when the policy was issued.
The amount of insurance payments is transferred to the current account of the insured within 14 days after the submission to the insurance company of the application for payment and documents confirming the occurrence of the insured event.
Workout electronic insurance
Workout electronic insurance is an insurance policy for athletes, issued in accordance with all established rules and regulations of accident insurance. Online e-insurance has absolute legal force and is no different from letterhead policies.
The main advantage of online insurance is the preliminary calculation of the price of the policy, taking into account different conditions. The policyholder can independently find out the price of his policy using the online calculator of our service - it is necessary to indicate the age, insurance period, and the amount of insurance liability.
After selecting all the necessary parameters, the system will automatically calculate the cost of insurance.
You can find out more about the advantages of electronic insurance, you can find answers to most of the asked questions on the question-answer page.