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Requirements and Tips for Parents and Grandparents Visiting Canada

To live, work, and study in Canada is a fantastic decision. People from all over the world choose to call Canada home for a reason—the country has spectacular natural beauty, hospitable people, and a high standard of living. The capacity of your parents or grandparents to visit you in Canada, however, may worry you if you're a Canadian citizen or permanent resident with family members who live abroad. The Super Visa can help with that.


What is a Super Visa?


The Super Visa is a type of visa that allows parents and grandparents of Canadian citizens and permanent residents to visit Canada for an extended period. Unlike a regular visitor visa, which is valid for up to 6 months, the Super Visa allows visitors to stay in Canada for up to 2 years at a time, with the option to apply for an extension. This makes it an ideal option for families who want to spend quality time together without the stress of constantly having to apply for a new visa.


To be eligible for a Super Visa, applicants must meet certain requirements, including:


  • being the parent or grandparent of a Canadian citizen or permanent resident
  • being admissible to Canada (i.e. not having a criminal record, not being a security risk, etc.)
  • providing proof of private medical insurance from a Canadian insurance company that is valid for at least 1 year from the date of entry into Canada

Why is Super Visa Insurance Important?


Proof of private medical insurance is among the most crucial prerequisites for receiving a Super Visa. This is so because the public healthcare system in Canada does not provide coverage for non-residents. The cost of any medical care received by a visitor to Canada who becomes sick or hurt is their responsibility. This can get very pricey, especially if the visitor needs to be hospitalized or receive emergency medical attention.


The Canadian government ensures that visitors to the country have access to necessary medical care without imposing a strain on the nation's healthcare system by requiring proof of private medical insurance. In the event of a medical emergency, this also aids in shielding the guest from financial difficulty.


What Does Super Visa Insurance Cover?


Super Visa insurance must meet certain minimum requirements to be valid. These requirements include:


  • coverage for at least $100,000 CAD
  • coverage for a minimum of 1 year from the date of entry into Canada
  • coverage for emergency medical care, hospitalization, and repatriation
  • coverage for pre-existing conditions (if the condition is stable for a certain period before the start of the policy)

In addition to these minimum requirements, many Super Visa insurance policies offer additional coverage options, such as coverage for trip cancellation, baggage loss or delay, and accidental death and dismemberment.


How to Get Super Visa Insurance?


You will be required to submit evidence of private medical insurance as part of the application procedure if you are applying for a Super Visa on behalf of your parent or grandparent. This means that before your parent or grandparent's visit, you must acquire a Super Visa insurance plan from a Canadian insurance provider.


Super visa insurance for parents plans is provided by numerous insurance providers in Canada. Manulife, Travelance, and TuGo are a few of the well-liked choices. It's vital to take into account things like coverage limits, deductibles, and exclusions when picking an insurance company and policy, as well as the organization's track record for providing excellent customer service and handling insurance claims.


It's also crucial to be aware that some insurance providers could demand a medical examination from applicants before approving them for coverage. Pre-existing conditions might not be covered by the policy, and the insurance provider needs to be aware of any such problems to calculate the right level of coverage and cost.


How Much Does Super Visa Insurance Cost?


The cost of Super Visa insurance varies depending on several factors, including the age and health of the visitor, the length of their stay, and the level of coverage required. On average, Super Visa insurance can cost anywhere from $1,500 to $3,000 per year.


While this may seem like a significant expense, it’s important to remember that the cost of medical care in Canada can be extremely high. A single hospitalization or emergency medical procedure could cost tens of thousands of dollars, which could be financially devastating for a visitor without insurance. By purchasing Super Visa insurance, you’re not only fulfilling a requirement for the visa, but you’re also protecting yourself and your loved ones from potentially catastrophic financial consequences.


In conclusion, Super Visa insurance is a crucial component of the Super Visa application process for parents and grandparents visiting Canada. By providing proof of private medical insurance, you’re not only fulfilling a requirement of the visa, but you’re also protecting your loved ones from potentially catastrophic financial consequences in the event of a medical emergency. When choosing Super Visa insurance, be sure to consider factors such as coverage limits, deductibles, exclusions, reputation, and price to find the best policy for your needs.

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